BAC

Bank of America Corporation

$49.38

+0.22%
Apr 2, 2026
Bobby Quantitative Model
Bank of America Corporation is one of the largest diversified financial institutions in the United States, operating in consumer banking, wealth management, and global markets. It is a dominant player in the banking industry, leveraging its extensive national branch network and the Merrill Lynch franchise to serve a broad client base.

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BAC 12-Month Price Forecast

Historical Price
Current Price $49.38
Average Target $49.38
High Target $56.787
Low Target $41.973

Wall Street consensus

Most Wall Street analysts maintain a constructive view on Bank of America Corporation's 12-month outlook, with a consensus price target around $64.19 and implied upside of +30.0% versus the current price.

Average Target

$64.19

2 analysts

Implied Upside

+30.0%

vs. current price

Analyst Count

2

covering this stock

Price Range

$40 - $64

Analyst target range

Buy
0 (0%)
Hold
1 (50%)
Sell
1 (50%)

No sufficient analyst coverage available.

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BAC Technical Analysis

The stock's overall trend over the past six months has been negative, with a decline of 3.43% from the price six months ago. It has significantly underperformed the broader market, as indicated by a negative 6-month relative strength of -0.61. The stock is currently trading at $48.75, which is near the lower end of its 52-week range of $33.07 to $57.55, representing approximately 84.7% of the range's high. Short-term performance has been weak, with the stock down 11.36% over the last three months and 2.17% over the last month, though it has shown relative strength against the S&P 500 in the one-month period. The price has recently rebounded from a low near $46.72 in mid-March to its current level.

Beta

1.26

1.26x market volatility

Max Drawdown

-25.4%

Largest decline past year

52-Week Range

$33-$58

Price range past year

Annual Return

+18.0%

Cumulative gain past year

PeriodBAC ReturnS&P 500
1m-1.2%-3.6%
3m-11.7%-4.0%
6m-2.5%-2.0%
1y+18.0%+16.2%
ytd-11.7%-3.8%

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BAC Fundamental Analysis

Revenue for Q4 2025 was $49.69 billion, showing a year-over-year growth of 5.8% from the same quarter in 2024. Profitability metrics are solid, with a net margin of 15.95% and an operating margin of 19.68% based on trailing data. The company maintains a moderate debt-to-equity ratio of 1.21, indicating a balanced capital structure. Financial health is supported by substantial free cash flow, with a trailing twelve-month figure of $12.61 billion. Operational efficiency is demonstrated by a return on equity (ROE) of 10.06% and a return on assets (ROA) of 0.91%, reflecting effective use of shareholder capital and assets.

Quarterly Revenue

$49.7B

2025-12

Revenue YoY Growth

+0.05%

YoY Comparison

Gross Margin

+0.60%

Latest Quarter

Free Cash Flow

$12.6B

Last 12 Months

Revenue & Net Income Trends (2 Years)

Revenue Breakdown

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Valuation Analysis: Is BAC Overvalued?

Given the company's positive net income, the primary valuation metric is the price-to-earnings (P/E) ratio. The trailing P/E ratio is 13.28, while the forward P/E is 9.81, suggesting the market expects future earnings growth. The PEG ratio is 0.68, indicating the stock may be undervalued relative to its earnings growth expectations. Other valuation multiples include a price-to-book (P/B) ratio of 1.34 and an enterprise value-to-sales (EV/Sales) of 3.47. Peer comparison data is not available in the provided inputs.

PE

13.3x

Latest Quarter

vs. Historical

Mid-Range

5-Year PE Range 7x~21x

vs. Industry Avg

N/A

Industry PE ~N/A*

EV/EBITDA

13.5x

Enterprise Value Multiple

Investment Risk Disclosure