First, it's important to note that all investments carry risks, and there are no guaranteed returns in the market. But for new investors with limited trading experience, we can start with a low-risk, diversified long-term investment approach that's less dependent on active trading skills.

I've prepared a beginner-friendly diversified portfolio for you (you can see the detailed asset allocation in the card below):

• 30% SPY (S&P 500 ETF): Tracks the 500 largest US companies, offering broad market exposure with relatively stable long-term returns
• 25% QQQ (Nasdaq 100 ETF): Focuses on leading tech companies, capturing growth opportunities in the tech sector
• 15% AAPL (Apple) + 15% MSFT (Microsoft): High-quality blue-chip tech stocks with strong profitability and stable business models
• 15% BND (Total Bond Market ETF): Low-volatility fixed income product to hedge against stock market fluctuations

This portfolio is designed to balance risk and return, with an average annual historical return of around 8-12% over the past 10 years, and significantly lower volatility than holding individual stocks alone.

If you're interested in following more experienced investors' strategies, we also have a list of low-volatility stable performance investors on the platform:

• The top-ranked investor janustoo has a 20.8% annualized return with a maximum drawdown of only 3.6%, and recently added the total market ETF VTI to his holdings, which is also very suitable for long-term holding (data from RockFlow Stable Investor Leaderboard)

If you want to start investing, you can first complete the account opening process. After opening an account, you can adjust the portfolio ratio according to your own risk tolerance and investment amount, and I will help you track the portfolio performance and adjust the allocation in time according to market changes.

⚠️ Reminder: Past performance does not represent future returns, and you should make investment decisions based on your own risk bearing capacity.