Medium Risk Balanced Growth Portfolio
Balanced portfolio with 60% growth assets and 40% value/defensive assets, suitable for medium risk preference with 1-3 year investment horizon
Actual Return
Backtest Return
Portfolio Details
AI Portfolio Inspiration
Great, for a medium risk preference (usually suitable for a 1-3 year investment horizon, accepting moderate short-term fluctuations for 7-12% expected annual return), I've put together a balanced growth portfolio reference for you:
Portfolio Allocation Logic
This allocation combines 60% growth assets and 40% stable/defensive assets, balancing upside potential and volatility control:
- 30% S&P 500 ETF (VOO): Broad market exposure to US large caps, low cost and diversified
- 15% Apple (AAPL) + 15% Microsoft (MSFT): High-quality tech leaders with stable cash flow and growth potential
- 20% Total Bond Market ETF (BND): Low correlation to stocks, reduces overall portfolio pullback
- 20% Real Estate ETF (VNQ): Provides stable dividend income and inflation hedge
Risk Reminder
This portfolio has a historical maximum annual drawdown of ~18% (during 2022 rate hike cycle), which fits medium risk tolerance. You can adjust the weight of each part according to whether you prefer more tech exposure or more stable income. If you have specific sectors you want to include or exclude, feel free to tell me and I can adjust the plan for you.
Medium Risk Balanced Growth Portfolio
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