Ally Financial
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About Ally Financial
Ally Financial Inc. 是一家數字金融服務公司，主要為美國和加拿大的消費者、商業和企業客戶提供各種數字金融產品和服務。它通過四個部門運營：汽車金融業務、保險業務、抵押貸款金融業務和企業金融業務。 Automotive Finance Operations——提供汽車融資服務，包括提供零售分期付款銷售合同、貸款和經營租賃、向經銷商提供定期貸款、為經銷商平面圖融資和向經銷商提供其他信貸額度、向汽車零售商提供倉儲額度以及車隊融資。它還為公司和市政當局提供購買或租賃車輛的融資服務，以及車輛再營銷服務。保險業務部門通過汽車經銷商渠道提供消費者金融保護和保險產品，並直接向經銷商提供商業保險產品。該部門提供車輛服務和維護合同，以及有擔保的資產保護產品；承保商業保險，主要為經銷商的車輛庫存提供保險。 Mortgage Finance Operations——管理消費者抵押貸款組合，包括大量購買第三方發起的巨額和中低收入抵押貸款，以及直接面向消費者的抵押貸款產品。企業融資業務部門向中間市場公司提供高級擔保槓桿現金流和基於資產的貸款；槓桿貸款；和商業房地產產品，為醫療保健行業的公司提供服務。該公司還提供商業銀行產品和服務。此外，它還提供證券經紀和投資諮詢服務。該公司前身為 GMAC Inc.，並於 2010 年 5 月更名為 Ally Financial Inc.。Ally Financial Inc. 成立於 1919 年，總部位於密歇根州底特律。
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