福特汽车
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About 福特汽车
福特汽车公司是一家轿车和卡车生产商,同时还涉足金融服务等其他业务。福特汽车公司有两个主营部门,即汽车制造和金融服务部门。汽车制造部门包括福特汽车北美公司、福特汽车南美公司、福特汽车欧洲公司、高档汽车集团、福特汽车亚太公司,以及福特汽车非洲/马自达公司。金融服务部门即福特汽车信贷公司(福特信贷),主要经营购车金融、车辆租赁和汽车保险业务。 福特汽车的车辆销售遍布全球。福特信贷公司的金融产品主要有三种:一是零售金融产品,包括零售购车贷款合同、面向汽车经销商的零售租赁合同,以及商业客户(主要针对汽车租赁公司和集团采购者)购买或者租赁汽车的融资服务;二是批发金融产品,其中包括向汽车经销商提供贷款以便帮助他们购买库存车辆,这种业务又被称为存货融资;第三是其他种类金融产品,其中包括为汽车经销商提供运营资金、协助进行店面设备升级、收购交易贷款,以及为经销商的不动产提供再融资服务。 福特汽车公司的竞争对手包括通用汽车公司、克莱斯勒、丰田汽车、本田汽车、日产汽车、大众汽车、标致汽车集团、雷诺汽车以及菲亚特汽车公司等。 公司成立于1903年,总部设在密歇根州的迪尔伯恩。
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