First Citizen Bank Corporation is a bank holding company that provides retail and commercial banking services through its subsidiaries. The company operates in the following segments: General Banking, Commercial Banking, Railways and Corporate. A general bank provides services to individuals through a branch network. Commercial banks provide loans, leasing and other financial and advisory services to small and mid-market companies. The rail sector is responsible for equipment leasing and secured financing for railroads and shippers. The corporate portion consists of investment securities and interest-bearing cash. The company was founded on August 7, 1986 and is headquartered in Raleigh, North Carolina.

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