Growth and Stability Balanced Portfolio (Target Annualized 20%)
Designed for your goal of “growth plus stability” with a pursuit of higher returns, this portfolio uses a "core + satellite" strategy. It focuses on tech leaders and broad-based indices as the offensive core to capture long-term growth, paired with consumer defensive stocks and dividend ETFs to smooth volatility, aiming to balance risk and reward.
Actual Return
Backtest Return
Portfolio Details
AI Portfolio Inspiration
I’ve generated a "Growth + Stability" portfolio card for you with a target annualized return of about 20%, which you can view in the App and create with one click after confirmation.
Let me clarify an important premise: a 20% annualized return is not a "stable" return. Over the past decades, the S&P 500’s annualized return has been around 10%, so 20% means you’ll endure volatility clearly higher than the market, including years with 15-20% drawdowns. So the portfolio’s design logic is: use the growth portion to drive returns and the stability portion to suppress volatility, rather than promising 20% gain every year.
The structure roughly splits into two legs:
Growth Leg (driving returns)
- Tech + AI main themes: NVDA, META, AMZN, which you already follow and are aligned with your list. AI-related development is still accelerating, and BlackRock’s Q4 outlook continues to overweight U.S. stocks (blackrock.com).
- Semiconductors/PHLX semiconductor index are high-beta sectors with great upside during bull markets.
Stability Leg (suppressing volatility)
- High dividend + defensive: KO and SCHD in your watchlist fall into this category. During market volatility and uncertain outlooks, "Dividend Aristocrats" typically perform better on a risk-adjusted basis than high dividend stocks and broad-based indices (m.21jingji.com - 2026-09-10).
- This part's purpose is not to earn profits but to prevent your portfolio from collapsing alongside tech downturns.
Two risk reminders:
- Your watchlist has a heavy tech weighting; if the AI narrative cools off, the growth leg will draw down together. It’s recommended to keep the stability leg ratio above 30%.
- Leveraged products (QLD, SQQQ) should not be placed in the core portfolio as their volatility is 2-3 times that of normal indices; they’re better suited for satellite or hedge positions, not core holdings.
The card already reflects these allocation principles. Check it out in the App, create it if you think it fits, or adjust directly within the card if you want. Would you like me to go into more detail on either leg?
Growth and Stability Balanced Portfolio (Target Annualized 20%)
AI Portfolio
Generate an AI-powered portfolio in one sentence. Execute with one tap.
Try NowLearn MoreMore Featured Portfolios
BYD Meme King Crew
Led by BYD, with Tesla, NIO, Li Auto, and XPeng all on board—everything from 'no trades after buying' to 'rocketing every day' in the EV circle is covered! Perfect for those who want to follow the hype without missing the next big winner.
Crocs Brothers
Focusing on the five U.S. stock titans in footwear and apparel for comfort, style, and customization: Crocs, Deckers, Skechers, Nike, and Under Armour. Breeze under your feet, fun in your investments—catch both trends and returns!
Five New Consumer Kings of HK Stocks
Pop Mart and Bloks join forces, paired with ANTA, CR Beverage, and ChaBaiDao, fully covering trendy collectibles, domestic brands, soft drinks, and new tea beverages. In the wave of new consumption, this is where young people's wallets go!
US Stock Crash Apocalypse Survival Kit
Nasdaq too high? Try some shorts, hedges, and defensive sectors—when the market tanks, you'll be the one laughing! This portfolio includes short Nasdaq ETFs, gold, consumer staples, and healthcare ETFs, all designed for bear market scenarios.
Duolingo Anti-Fan Portfolio
Made just for those who can't stand Duolingo! Skip DUOL, embrace education tech giant TAL, content company Chegg, paired with defensive McDonald's and tech titans Microsoft and Google. Diversify risk, bet against the crowd, go all in with confidence!
GPU Cloud Service Rising Stars Portfolio
With CoreWeave at its core and a lineup including Nvidia, AMD, Broadcom, TSMC and other rising stars of the AI compute industry chain, this portfolio is laser-focused on GPU cloud services and AI infrastructure. One click lets you bet big on the 'faucets' of AI computing power and seize your chance in the AI gold rush!
Work 10 Years Less Portfolio
Tech giants + new energy + defensive consumer, seize the opportunities of the era—working 10 years fewer night shifts doesn't have to be a dream! Includes Microsoft, Apple, Google, Nvidia, Tesla, and McDonald's.
ENFP Passionate Innovation Portfolio
Designed specifically for ENFPs, combining innovative technology, social attributes, and idealism. Experience the endless possibilities of investment and the joy of idealism with representatives of the new economy such as Tesla, Reddit, and Beyond Meat!
Concert Economy Disco Combo
Focused on Live Nation (LYV) as the ticketing powerhouse, paired with content platforms like Spotify, Warner Music, Tencent Music, and complemented by AMC Theatres and MPU for comprehensive entertainment coverage — a lineup spanning the entire concert economy chain. Let your money groove to the beat in the capital market!
Happy Breakup, Musk
As Iron Man parts ways with the Wise King, the three giants of AI, electric vehicles, and cryptocurrency rise strongly
Download the RockFlow App to Explore More AI Portfolios
Try Bobby free for a limited time — generate AI portfolios in one sentence, execute with one tap.
Download App
© Rockalpha Limited. All Rights Reserved.
Rockalpha Limited is registered on the New Zealand Financial Service Providers Register(FSP: 1001454). Rockalpha Limited's Financial Service Providers registration can be verified on the Financial Service Providers Register. Rockalpha Limited is a member of the Insurance & Financial Services Ombudsman Scheme, an independent dispute resolution service provider. Rockalpha Limited is not licensed by a New Zealand regulator to provide the client money or property services, and Rockalpha Limited’s registration on the New Zealand register of financial service providers or membership of the Insurance & Financial Services Ombudsman Scheme does not mean that Rockalpha Limited is subject to active regulation or oversight by a New Zealand regulator.Rockalpha Limited is registered on the New Zealand Financial Service Providers Register(FSP: 1001454). Rockalpha Limited's Financial Service Providers registration can be verified on the Financial Service Providers Register. Rockalpha Limited is a member of the Insurance & Financial Services Ombudsman Scheme, an independent dispute resolution service provider.