About Jiayin Group

Jiayin Fintech is a leading Chinese financial technology group dedicated to leveraging big data, cloud computing, and artificial intelligence to connect consumers with financial institutions within various consumer scenarios. This enables every user to enjoy efficient and convenient internet-based financial information services while driving rapid business growth for financial institutions. Committed to a data-driven strategy, Jiayin Fintech focuses on building cloud service platforms and financial risk control systems centered on big data analytics. It advances enterprise digital transformation through fintech innovations and fosters a closed-loop consumer finance ecosystem via its open platform. Rooted in China, Jiayin Fintech’s flagship brand, Jirong, works with licensed Chinese financial institutions to identify and recommend loan candidates, providing comprehensive, end-to-end internet lending solutions to borrowers. The company serves the real economy and supports the upgrade of China’s new consumption landscape. With a global vision, Jiayin Fintech’s operations have expanded to cover multiple countries including Vietnam, Indonesia, the Philippines, India, and Mexico, with plans to extend into even more markets. In 2021, Jiayin Fintech saw significant achievements in technology: its Tianyin intelligent capital management platform efficiently matched funding with assets; the Mingjian smart risk control engine substantially enhanced risk management capabilities; the Dayu data asset management system improved data governance; and the Chang’e intelligent voice calling platform delivered compliant, attentive post-loan services. The concentrated implementation of these fintech innovations propelled Jiayin Fintech toward digitalized processes, automated supervision, and data-driven decision-making, solidifying its foundation in the digital economy and rapidly advancing its technological capabilities. Founded by Mr. Yan Dinggui on June 18, 2011, Jiayin Fintech is headquartered in Shanghai, China. The company successfully went public on the NASDAQ on May 10, 2019, under the ticker symbol JFIN. For more information, visit http://www.jiayinfintech.cn. The company’s office is located at 18F, Building 1, Youyou Century Plaza, 428 Yanggao South Road, Pudong New Area, Shanghai, China.